The Risks in Fire Insurance and the Causes of Fires in Indonesia

Abstract

This article discusses Natural Disaster Insurance, especially fire. The purpose of this article is to find out what insurance is in general, fire insurance, what risks are covered and not covered, and the causes of fire. The research method used is qualitative and the power collection technique uses data from news. Risks that are borne include fires whose fires originate from internal or external fires, explosions of steam boilers, gas, gunpowder, and other explosives, lightning strikes, and aircraft crashes. For risks that are not covered such as theft after an event covered by the policy, incidents caused by war, nuclear reactions, and intentional.